Update Payment Mode
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How will I receive my Government cash benefits?
You will receive Government cash benefits via your PayNow-NRIC linked bank account with the PayNow-GIRO-participating banks.
If you do not have a PayNow-NRIC-linked bank account with a PayNow-GIRO-participating bank in Singapore but have provided your DBS/POSB, OCBC or UOB bank account number to the Government, you will receive your cash benefits via bank transfer. You can check and update your bank account details registered with us by logging in to our e-services with your Singpass.
Otherwise, the cash benefits will be credited to you via GovCash. GovCash is a payment mode that allows Singaporeans to receive their benefits from Government agencies more quickly and conveniently. Starting from 2022, we will not be issuing cheques. You are encouraged to link your NRIC to PayNow with a PayNow-GIRO-participating bank in Singapore to receive your benefits earlier.
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What is PayNow?
PayNow is a secure funds transfer service that allows customers to receive money into their bank account via NRIC/FIN and/or mobile number.
With PayNow, the recipient's bank information will be kept private. The recipient will need to provide their mobile number or NRIC/FIN to the sender to send money. Other PayNow users will not have access to your personal details unless it is provided by you. To receive government benefits via PayNow, you will need to link your NRIC to PayNow with a participating bank. PayNow-Mobile number is not accepted.
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Which are the PayNow-GIRO participating banks in Singapore?
You can link your NRIC to PayNow if you have a bank account with the following participating banks in Singapore:
Bank Bank of China CIMB Citibank DBS Bank / POSB GXS Bank HSBC Bank ICBC MariBank Maybank OCBC RHB Bank Standard Chartered Bank State Bank of India Trust Bank UOB
The list of PayNow-GIRO banks is updated as of 6 Dec 2024.
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How can I update my mode of payment to receive cash benefits from the Government?
There are two options which you can choose to update the mode of payment for your government cash benefits:
Option 1: Link your NRIC to PayNow
You can link your NRIC to PayNow if you have a bank account with the participating banks. Please refer to your respective bank's website for specific details on how to link your NRIC to PayNow. Please note that PayNow-Mobile number is not accepted.
You are encouraged to link your NRIC to PayNow as government cash benefits will be credited to your PayNow-NRIC-linked bank account by default.
PayNow is a secure funds transfer service that allows customers to receive money into their bank account via NRIC/FIN and/or mobile number. With PayNow, the recipient's bank information will be kept private. The recipient will need to provide their mobile number or NRIC/FIN to the sender to send money. Other PayNow users will not have access to your personal details unless it is provided by you.
Option 2: Provide your bank account details
You may provide your bank account details by logging in to our e-services with your Singpass. The bank account that you have provided will only be used if you do not have a PayNow-NRIC linked bank account.
Bank crediting is only available via the three local banking groups DBS/POSB, OCBC, UOB, and your bank account must be a personal or joint account linked to your NRIC number.
The Government will validate the bank account details that you have registered with your bank. If you have closed your bank account, ceased being a joint account holder, or have provided the wrong bank account details, we will inform you to update your bank account details. You will receive a letter sent to your NRIC address.
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What happens if I have not linked my NRIC to PayNow or submitted my bank account details?
If you have not linked your NRIC to PayNow or have not provided a valid bank account to the Government, you will receive future Government cash benefits via GovCash. GovCash is a payment mode where you can withdraw your government benefits in cash from OCBC ATMs.
Citizens who are on GovCash will receive their cash benefits 2-3 weeks later than those who have linked their NRIC to PayNow or have provided a valid bank account.
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My mobile number is already registered to my bank account on PayNow. Can the Government credit the Government Cash benefits to me via PayNow-Mobile instead of via PayNow-NRIC?
We can only credit your government cash benefits to you via your PayNow-NRIC-linked bank account. NRIC is an unchanged proxy issued by the Government, compared to mobile numbers which may be easily changed. To ensure that the money is credited to the correct recipient's bank account, only NRIC will be accepted as the proxy for government benefits via PayNow.
Eligible Singaporeans who have linked their NRIC to PayNow with a PayNow-GIRO-participating bank will receive the benefits in this bank account.